Credit Reports

Our 21st Century innovation will make you more productive, and help your borrowers get better loans, faster. Unique features include:

• HTML or PDF. HTML is easier to work with; PDF is easier to store and email. You get both. Print either one and page breaks won’t break-up the flow of the report. (no charge)
• UnMerge. Merged and joint-borrower reports can be changed in joint or single reports, on-the-fly. Joint threebureau report can un-merge into 21 individual reports.
(no charge)
• Variable Formatting. Our reports can change to match your needs. The summary data you want most can be right at the top of each report. (no charge)
• ClickThrough. We keep it simple. Click the creditor’s name to ordering tradeline updates. Click the bureau to see critical account dates like Date Opened, Last Activity and Last Update. (no charge)
• Accented Derogatories. Never miss another 30-day late. Derogatories are highlighted, making it easy to find the critical tradelines. (no charge)
• Instant View. We supply a password that let’s out-ofoffice workers review the original or amended credit report. It’s a great way to stop score drift. (no
charge)

1 SOURCE DATA® SERVICES

MAKING YOU MORE EFFICIENT
We offer the most complete suite of credit reports to meet your needs, including:

• Credit Reports – single, double or tri-merge reports delivered on-line in seconds
• RMCR – a full factual review of credit reports from three major agencies
• Tri-Merge Plus3 – three-bureau report with three lineitem corrections included
• LOS Compatibility - We are compatible with almost every LOS package.
• OFAC - Trimerges include Office of Foreign Assets Control search results.

SPECIAL ON-LINE FEATURES
INNOVATIVE & EXCEPTIONAL
Based on 20 years of experience responding to the needs of mortgage lenders and brokers, 1 Source Data’s innovative credit reporting service offers undeniable advantages, including:

• Exceptional customer service
• Spanish language service agents
• California Notice to Home Owners
• Individual Loan Officer Invoicing
• Invoice via Web, or email, or USPS
• Credit card payments accepted
• Multiple and multi-level user security
• Derogatory information included

Clear, concise credit reports, score improvement analysis, and rapid rescore services are the three elements of 1 Source Data®’s Credit Reporting system.

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Credit Reports
Flood Certifications
Property Valuations
Guaranteed AVMs
Lien Reports
Title Products
Closing & Recording
Income Verification
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